The Fannie Mae Mortgage originated and performace data are combined from Fennie Mae data The data are significantly reduced and changed to new format to be used for business analytics class purpose. If anyone wants to access the full data, visit http://www.fanniemae.com/portal/index.html site. The data is as-is without any warranty. Variables Variable Included Description ========== ================================ orig_rt ORIGINAL INTEREST RATE orig_trm ORIGINAL LOAN TERM orig_amt ORIGINAL LOAN AMOUNT oltv ORIGINAL LOAN-TO-VALUE (LTV) ocltv ORIGINAL COMBINED LOAN-TO-VALUE (CLTV) num_bo NUMBER OF BORROWERS dti ORIGINAL DEBT TO INCOME RATIO cscore_b BORROWER CREDIT SCORE AT ORIGINATION num_unit NUMBER OF UNITS orgyear ORGINATE YEAR delinq HIGHER THAN 30 DAYS DELINQUENCY fstimebuyer FIRST TIME HOME BUYER INDICATOR occ_stat OCCUPANCY TYPE • P = Principal • S = Second • I = Investo purpose • P = Purchase • C = Cash-out Refinance • R = No Cash-out Refinance relo_flg RELOCATION MORTGAGE INDICATOR state LOAN ORIGINATED IN